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Home » Blog

Blog

March 17, 2021
Agency

Insuring Livestock on Your Ranch

Livestock farmers and ranchers are significantly different from the average crop farmer. Their commodities are both living things that require care, and very valuable commodities to the agricultural supply chain. As a result, only specialized livestock insurance will help them institute an adequate risk management strategy. It’s an important benefit that any livestock holder should […]
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April 12, 2021
Agency

Why Do Lenders Require Homeowners Insurance

Catastrophes happen in homes every day, and the homeowners insurance industry pays countless millions of dollars’ worth of claims to cover costs related to unexpected property damage. When they do, they are not only helping you rebuild your home, but also protecting your investment. Consider what this fact means for a mortgage lender.  When you […]
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May 19, 2021
Agency

Basic Car Insurance for Young Drivers

Car insurance is confusing. Whether you’re an older, experience driver or a young one, there are a lot of factors that affect car insurance and sorting through thousands of insurance agencies and policies can be overwhelming.  What Car Insurance Do I Need?  Each state has different laws regarding car insurance, but most states have a […]
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June 3, 2021
Agency

At What Age Should I Buy Life Insurance?

Buying life insurance often isn’t a thought until individuals grow older and realize they will not be around to take care of their family forever. However, it is generally recommended that you purchase life insurance before you ever need it.  There are a few reasons for this. Life insurance is generally cheaper for younger people. […]
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July 8, 2021
Agency

Business Insurance and Inventory Protection: How to File a Claim

One of the largest components of your company’s value is its inventory. This is also one of the biggest risk factors to your company.  If you lost your inventory of products or goods, could you operate your business? Would it take time to replace these items? Or, would it be too expensive to replace the […]
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August 10, 2021
Agency

Preventing Visitor Liability Risks on Your Farm

Besides agricultural production, farmers may use their land as a hospitality business. They may rent their land for weddings, or allow school groups to visit during the harvest season.  Yet, whenever guests visit a property, they pose risks that could affect the farm’s owner. Should guests receive injuries, they may request compensation or even sue […]
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September 8, 2021
Agency

8 Things to Look for When Buying a New Home

There’s an excitement that comes with buying a new home, but the task also comes with responsibility and big decisions. Do your homework to make sure you’re getting a quality house that’s less likely to require costly repairs in the near future. It’s always a good idea to get a professional inspection done before signing […]
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October 6, 2021
Agency

Defensive Driving Techniques

Defensive driving is one of the most important things you can do to prevent injury on the job. Let’s take a look at the meaning of driving defensively and discuss techniques for staying safe.  What is Defensive Driving?  Defensive driving means anticipating dangerous situations by taking into account the actions of others and the presence […]
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November 17, 2021
Agency

How Does Your Health Impact Life Insurance Premiums?

Yes, life insurance pays out benefits in the event of your death, but your premium relies heavily on how you live. Insurance companies prefer customers who have a low-risk of premature death, and therefore making a claim early in one’s policy; after all, it’s business. Looking through the lenses of an insurer, healthy people are […]
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December 15, 2021
Agency

The Perks of a BOP

d up into one policy with one premium. It couldn’t be easier! For people who just want the most basic coverage, this is a great one-and-done solution. For people who prefer to be a bit more hands-on, a BOP is customizable with various additional coverages to fill in the coverage gaps of your choosing.  A BOP, […]
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